Membership Eligibility

Olean Area Federal Credit Union welcomes membership to individuals who live, work, worship, or attend school in Cattaraugus and Allegany Counties, NY and McKean and Potter Counties, PA. As well as businesses and organizations.

Membership eligibility is extended to individuals who are an immediate family member or in the household of a credit union member. Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild and also includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.

How to Join

Olean Area FCU is always accepting new members. If you would like to join our credit union and take advantage of our many member benefits, you can apply online or stop into any of our branch locations during normal business hours and talk to one of our friendly Member Service Representatives. You will need to bring with you proper, valid identification.

Member Benefits

As a member of Olean Area Federal Credit Union, you are also an “owner” of the credit union. We hold $5 in your primary share savings account as your ownership interest. Should you leave the credit union, your $5 will be made available to you.

As a membership, our mission is to bring to you the most current banking products and services at an affordable price. We make every effort to keep our loan rates low and deposit rates competitive. Additionally, as a convenience, we offer:

Discounted Amusement Park Tickets (Seasonal Availability)

Discounted AMC Movie Tickets – $10.25 each

Village of Allegany Garbage Stickers (available at our Allegany branch)

    • 15 Gallon – $1.50 each
    • 30 Gallon – $3.00 each

Cattaraugus County Transfer Station Tickets – $10.00 each

Postage Stamps $11 each (Book of 20 Stamps)

Coin Machine at the 1201 Wayne Street, Olean, 180 West Main Street, Allegany and 160 South Main Street, Portville locations. 

There are more reasons than ever to love being a member of Olean Area FCU. 

Love MY Credit Union Rewards

Everyone is looking for ways to save money, and that’s just what Love My Credit Union Rewards is all about.

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Olean Area Federal Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

  • Savings up to $15 on TurboTax federal products.
  • Exclusive discount from the TruStage Home & Auto Insurance Program.
  • Members save on SimpliSafe, the #1 expert pick for home security.
  • Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.
  • Save on car maintenance + get $10 off your first service using CarAdvise.
  • Save 40% on a 1-year membership to Sam’s Club.
  • Build your credit history with rent and save up to 30% with Rental Kharma.
  • Save $40 on Calm, the #1 app for meditation and sleep.
  • Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!

Learn all about how your Olean Area FCU membership gets you all these exclusive savings and more at Check them out and start enjoying credit union member benefits you never knew you had.