Membership Eligibility

Olean Area Federal Credit Union welcomes membership to individuals who live, work, worship, or attend school in Cattaraugus and Allegany Counties, NY and McKean and Potter Counties, PA. As well as businesses and organizations.

Membership eligibility is extended to individuals who are an immediate family member or in the household of a credit union member. Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild and also includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.

How to Join

Olean Area FCU is always accepting new members. If you would like to join our credit union and take advantage of our many member benefits, you can apply online or stop into any of our branch locations during normal business hours and talk to one of our friendly Member Service Representatives. You will need to bring with you proper, valid identification.

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Member Benefits

As a member of Olean Area Federal Credit Union, you are also an “owner” of the credit union. We hold $5 in your primary share savings account as your ownership interest. Should you leave the credit union, your $5 will be made available to you.

As a membership, our mission is to bring to you the most current banking products and services at an affordable price. We make every effort to keep our loan rates low and deposit rates competitive. Additionally, as a convenience, we offer:

  • Discounted Amusement Park Tickets (Seasonal Availability) 
    • Six Flags Darien Lake – Purchased through our Working Advantage Program
    • Waldameer Park & Water World (Closed on Mondays) 
      • In Branch – $42.75 per ticket for Regular 48” & Over
      • Online – $44.95 per ticket for Regular 48” & Over and $33.75 for Children 48″ & Under (Use Discount Access Code: OLEANFCU2022)
    • Discounted AMC Movie Tickets – $10.25 each
    • Village of Allegany Garbage Stickers 
      • 15 Gallon – $1.50 each
      • 30 Gallon – $3.00 each
    • Cattaraugus County Transfer Station Tickets – $10 each
    • Postage Stamps
    • Visa Gift Cards
    • Coin Machine at all branch locations

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Love My Credit Union Rewards

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Olean Area Federal Credit Union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

  • Savings up to $15 on TurboTax federal products.
  • Exclusive discount from the TruStage Home & Auto Insurance Program.
  • Members save on SimpliSafe, the #1 expert pick for home security.
  • Exclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.
  • Save on car maintenance + get $10 off your first service using CarAdvise.
  • Save 40% on a 1-year membership to Sam’s Club.
  • Build your credit history with rent and save up to 30% with Rental Kharma.
  • Save $40 on Calm, the #1 app for meditation and sleep.
  • Save on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!

Learn all about how your Olean Area FCU membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.

TruStage® Insurance Products

Another benefit of your credit union membership is access to TruStage® Insurance products, including Life Insurance and AD&D Coverage.

Life Insurance

Life insurance is part of the financial safety net you build for those you love. And any amount of coverage can make a difference. If you die, your family can use the money for daily living expenses and mortgage payments, and it can help protect dreams like college educations and weddings. You can learn more at www.TruStage.com/Life.

We make TruStage Insurance programs available because they’re founded in value, honesty and knowledgeable support. The companies behind TruStage were formed by credit unions, for credit unions and their members. As part of your financial planning, we invite you to discover how these products and programs might be right for you.

Getting started with a life insurance quote or more information is easy. Call a TruStage representative toll-free at 800.779.5433. You can also explore life insurance options and get quotes instantly at [www.TruStage.com/Life].

TruStage® Life Insurance is made available by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61 Waverly IA 50677. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by Olean Area Federal Credit Union. 

AD&D Coverage

As a member, you automatically qualify for this no-cost coverage that’s completely paid for by the credit union—all you have to do is claim it.

Along with your complimentary coverage, you can purchase additional AD&D Insurance if you like. Because $100,000 in coverage can cost about $10 a month*—which can be an affordable way to help protect your family from the lasting impact of an accidental death or serious injury. Your acceptance is guaranteed. There are no health questions or medical exam.

Enroll online at [www.TruStage.com/ADD] to claim your no-cost AD&D coverage in just a few minutes. Or call 800.779.5433 to speak with a licensed TruStage insurance representative. There’s no cost or obligation.

The companies behind TruStage were formed by credit unions, for credit unions and their members. As part of your financial planning, we invite you to work with TruStage to discover how these products and programs might be right for you.

*AD&D insurance costs between $10 & $15 per month for 100k of coverage.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by Olean Area Federal Credit Union.

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