Fee Schedule

The fees appearing in this Schedule are effective September 1, 2014.  Fees are subject to change at any time.


Fee Schedule
Account Early Closeout Fee (within 6 months of opening)$5.00 per account
Account Inactivity Fee (12 months with no account activity) $2.00 per month
Account Research/Reconciliation Fee (min. $5.00)$20.00 per hour
ATM - Non-proprietary ATM Fee$0.90 per transaction
ATM - On-Site ATM FeeNo Fee to Members
ATM or Debit Card Replacement Fee$5.00 per card
Check Collection Fee$10.00 per item
Cashier's/Teller Check$2.00 per check
Certified Teller Check$5.00 per check
Check Printing & DeliveryVaries by design 
Copy of Paid Check (drawn on your CU account)$2.00 per check
Counter Check (limit 8)$0.25 per check
Debit Card Pin Replacement$2.00 per card
Fax Service Fee$2.00  per fax
Incorrect Address (non-notification of address, when mail is returned)$2.00 each
Levies, Subpoena's and Restraining Orders$50.00 each
Money Order$2.00 each
Notary Fee - MemberNo charge
Notary Fee - Non-Member$2 per signature
NSF Return Deposit Item$10.00 per item
NSF/Overdraft/Insufficient Funds Fee$22.00 per item
Protests$10.00 per paper
Statement Copy$1.00 per statement
Stop Payment$15.00 per item
Telephone TransferNo Fee
VISA Gift Card$3.95 each
Wire Transfer: Incoming DomesticNo Fee
Wire Transfer: Incoming International$15.00 per wire
Wire Transfer: Outgoing Domestic$15.00 per wire
Wire Transfer: Outgoing International$45.00 per wire
 -- Fees are subject to change at any time --



Olean Area Federal Credit Union will never ask for your personal or account information.Be cautious of suspicious phone calls, emails and text messages requesting your Personal Identification Number (PIN), account numbers and/or expiration date. If you think your accounts may have been compromised, please contact the credit union immediately.