Share Certificates

Competitive dividend rates make a Credit Union Share Certificate a good, solid, long-term investment. These certificates earn dividends at a higher rate than that paid on share savings accounts.
We offer a wide range of deposit terms from 2 months up to 60 months with a minimum opening deposit of $500. Your dividends are compounded and credited monthly and may be withdrawn without penalty while your initial investment remains in the account earning dividends. Also, for your convenience, dividends can be paid directly to your share savings or share draft account or have a check mailed to you.
At maturity, share certificates will automatically renew at the rate in effect at that time, unless you notify us prior to maturity. There may be a penalty for early withdrawal.


Click here to see the current share certificate rates


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Olean Area Federal Credit Union will never ask for your personal or account information.Be cautious of suspicious phone calls, emails and text messages requesting your Personal Identification Number (PIN), account numbers and/or expiration date. If you think your accounts may have been compromised, please contact the credit union immediately.