Visa Platinum Credit Card ®

Visa Platinum Credit Card

Our Visa Platinum Credit Card ® offers convenient access to funds as you need them while giving you benefits that add up to considerable savings.

We offer a variable rate Visa Platinum WITH and WITHOUT Rewards.

Rates & Terms

We offer a 6-month introductory rate of 1.99% APR, the rate then varies from 9.50% to 17.99% APR based on one’s credit at account opening and whether the rewards option is chosen.

Extra Rewards

Extra Rewards gives you points for everyday spending using a qualifying card or account from Olean Area Federal Credit Union. With Extra Rewards you earn points to use toward gift cards, cash and travel anywhere in the world.

Extra Rewards gives you more options because it’s Olean Area FCU’s reward program. Rewards are not tied to specific airlines or one company’s merchandise. There’s no need to visit special Web sites or make purchases at specified merchants to earn points. Simply use your qualifying card or account and watch the points add up!

Cash Back

Earn 1% cash back on purchases! Simply choose the cash back option when redeeming points.

Travel Rewards

Your travel options are virtually limitless. Use your points to head for the sun, surf, slopes, or your favorite city’s streets.

For detailed descriptions of the travel rewards and points required for each, simply log into your ETeller account and choose the “Extra Rewards” tab or call the redemption center toll-free at 855.854.5493 from 9 a.m. to 9 p.m. Eastern Time, Monday through Friday. Although there are no blackout dates with Extra Rewards, we recommend that you book early for holiday travel.

How to Redeem for Travel: Go to the rewards tab on Olean Area FCU’s ETeller site 24 hours a day and use the online reservation tool or call the redemption center toll-free at 855.854.5493 from 9 a.m. to 9 p.m. Eastern Time, Monday through Friday. Your point balance will be verified and your itinerary arranged.

Gift Cards

The Extra Rewards points you earn can be redeemed for gift certificates that you spend directly with participating merchants.

How to Redeem for Gift Cards: Go to the Rewards tab on Olean Area FCU’s ETeller site or call the redemption center toll-free at 855.854.5493 from 9 a.m. to 9 p.m. Eastern Time, Monday through Friday. Your point balance will be verified and your requested gift cards will be mailed to you. Choose among entertainment, restaurants, recreation and leisure, gasoline and more!

VISA Disclosure 4.1.2020

Apply for a Credit Card

Activate Your Card: 800.290.7893

Report Your Card Lost/Stolen: Call 888.297.3416 24/7 or 716.372.6607 (during business hours)

Rewards Redemption Center: 855.854.5493