Mortgage Loans


Homebuyer Dream Program

A new First-time homebuyer program through FHLBNY coming in mid-2019. We will update the site as we receive information.

Fixed Rate

Olean Area Federal Credit Union offers fixed rate secondary market mortgage options. Our mortgage lenders will work with you through the entire mortgage process, start to finish.

Adjustable Rate Mortgages

We offer adjustable rate mortgage options for home purchase and mortgage refinances.

No Closing Cost Mortgages

Ready to make your first home purchase, but short on down payment? We have options.