Mortgage Loans


First Home Club

Olean Area FCU has teamed up with FHLBNY* to provide a 4 to 1 “matched savings” program for first time home buyers.

Fixed Rate

Olean Area Federal Credit Union offers fixed rate secondary market mortgage options. Our mortgage lenders will work with you through the entire mortgage process, start to finish.

Adjustable Rate Mortgages

We offer adjustable rate mortgage options for home purchase and mortgage refinances.

No Closing Cost Mortgages

Ready to make your first home purchase, but short on down payment? We have options.