Home Equity Loan Rates

Effective 10/1/2018

Home Equity Loans are fixed rate loans secured by your primary residence. Minimum Loan $10,000 – Maximum Loan $150,000 – Maximum LTV 90%

 TERM  RATE/APR*  MAX LTV  CREDIT SCORE
 5 Yr  3.75%  80%-90%  LTV > 80% Requires 680+ Credit Score
 7 Yr  4.25%  80%-90%  LTV > 80% Requires 680+ Credit Score
 10 Yr  4.50%  80%-90%  LTV > 80% Requires 680+ Credit Score
 15 Yr  4.99%  80%-90%  LTV > 80% Requires 680+ Credit Score

*APR = Annual Percentage Rate. The payment on a $20,000 fixed rate home equity loan for 5 years @ 3.75%APR = $366.08 per month. Maximum APR is 17.99%. All loans subject to credit approval, home eligibility, minimum and maximum loan amounts, and LTV stipulations. Rates subject to change without notice. NMLS #585840. Equal Housing Lender.