Home Equity Loan Rates

Home Equity Loan Rates Effective 11/2/2020

Home Equity Loans are fixed rate loans secured by your primary residence. Minimum Loan $10,000 – Maximum Loan $150,000 – Maximum LTV 90%

 TERM  RATE/APR*  MAX LTV  CREDIT SCORE
 5 Yr  3.000%  80%-90%  LTV > 80% Requires 680+ Credit Score
 7 Yr  3.250%  80%-90%  LTV > 80% Requires 680+ Credit Score
 10 Yr  3.625%  80%-90%  LTV > 80% Requires 680+ Credit Score
 15 Yr  3.750%  80%-90%  LTV > 80% Requires 680+ Credit Score

*APR = Annual Percentage Rate. The payment on a $20,000 fixed rate home equity loan for 5 years @ 3.00%APR = $359.38 per month. Maximum APR is 17.99%. All loans subject to credit approval, home eligibility, minimum and maximum loan amounts, and LTV stipulations. Rates subject to change without notice. NMLS #585840. Equal Housing Lender.

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