Home Equity Loan Rates
Effective 5/1/2020
Home Equity Loans are fixed rate loans secured by your primary residence. Minimum Loan $10,000 – Maximum Loan $150,000 – Maximum LTV 90%
| TERM | RATE/APR* | MAX LTV | CREDIT SCORE |
| 5 Yr | 3.000% | 80%-90% | LTV > 80% Requires 680+ Credit Score |
| 7 Yr | 3.000% | 80%-90% | LTV > 80% Requires 680+ Credit Score |
| 10 Yr | 3.625% | 80%-90% | LTV > 80% Requires 680+ Credit Score |
| 15 Yr | 3.750% | 80%-90% | LTV > 80% Requires 680+ Credit Score |
*APR = Annual Percentage Rate. The payment on a $20,000 fixed rate home equity loan for 5 years @ 3.00%APR = $359.38 per month. Maximum APR is 17.99%. All loans subject to credit approval, home eligibility, minimum and maximum loan amounts, and LTV stipulations. Rates subject to change without notice. NMLS #585840. Equal Housing Lender.