Our field of membership shall be limited to those having the following common bond: Persons who live, work, worship, or attend school in the City of Olean and the following Cattaraugus County townships: Ellicottville, Franklinville, Lyndon, Ischua, Humphrey, Great Valley, Little Valley, Allegany, Hinsdale, Portville, Olean, Knapp Creek, and Weston Mills. Also, employees of Heritage Cutlery, Inc., a subsidiary of Lunt Silversmiths, who work in Bolivar, New York, are eligible for membership.

Membership eligibility is extended to individuals who are members of an "immediate family or household" of a credit union member. Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild and also includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.


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Olean Area Federal Credit Union will never ask for your personal or account information.Be cautious of suspicious phone calls, emails and text messages requesting your Personal Identification Number (PIN), account numbers and/or expiration date. If you think your accounts may have been compromised, please contact the credit union immediately.