Auto Loan Rates

 Rates Effective: 1/1/19
 2018 & newer  2015-2017  2011-2014  2010 & older**
 Up to 42  3.20%-11.65% APR  3.75%-11.75% APR  4.00%-11.75% APR  5.75%-15.00% APR
 43 – 51  3.25%-12.40%APR  3.85%-12.25%APR  4.20%-12.25%APR  6.00%-16.00%APR
 52 – 63  3.30%-12.85%APR  3.95%-12.75%APR  4.45%-15.00%APR  NA
 64 – 71  3.45%-13.50%APR  4.15%-13.50%APR  4.65%-16.00%APR  NA
 72 – 78 **  4.05%-14.75%APR  4.25%-16.00%APR  5.65%-17.00%APR  NA
 79 – 84 **  4.50%-15.50%APR  4.85%-17.75%APR  NA  NA

*APR = Annual Percentage Rate. Rates subject to change without notice. A $15,000 loan for 42 months @ 3.20% = $378.04

**2011-2014 vehicles have a max term of 71 months, 2006-2010 max term is 51 months, and 2005 and older is a max term 36 months with a max loan to value of 80%.

Rate Discount: Subtract .25% from the rate for auto transfer of the monthly payment.

LTV: The rate may be increased or decreased by .25%-.75% based on the LTV (loan to value). LTV restrictions may apply.