Auto Loan Rates
Rates Effective: 4/1/21 |
2020 & newer | 2017-2019 | 2013-2016 | 2012 & older** |
Up to 47 | 2.49%-11.99% APR | 2.99%-12.49% APR | 3.75%-13.25% APR | 5.75%-15.25% APR (up to 42 Months) |
48 – 59 | 2.49%-11.99%APR | 3.24%-12.74%APR | 3.99%-13.49%APR | 6.00%-15.50%APR (43-51 Months) |
60 – 71 | 2.99%-12.49%APR | 3.49%-12.99%APR | 4.29%-13.79%APR | NA |
72 – 84 ** | 3.99%-13.49%APR | 4.49%-13.99%APR | 4.79%-14.29%APR (72-78 Months) | NA |
*APR = Annual Percentage Rate. Rates subject to change without notice. A $15,000 loan for 47 months @ 2.49% = $335.42
**2013-2016 vehicles have a max term of 71 months, 2008-2012 max term is 51 months, and 2007 and older is a max term 36 months with a max loan to value of 80%.
Rate Discount: Subtract .25% from the rate for auto transfer of the monthly payment.
LTV: The rate may be increased or decreased by .25% – .75% based on the LTV (loan to value). LTV restrictions may apply.
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